The 100 Richest Zip Codes in Kentucky for 2024

In this article, we'll look at the top 100 richest zip codes in Kentucky and explore some of the demographic statistics of each to see if we can find out why they are the richest.

Before we get started, let's talk about how we determine "the richest zip codes" by explaining how we calculate it.

We use the mean household income for each zip code, which can be found on the latest American Community Survey (ACS) 5-year estimates. The ACS is an ongoing survey conducted by the US Census Bureau and, because it's updated yearly, is more up-to-date that the Decennial Survey.

The latest year we have ACS data for is 2022.

Using the mean (or average) household income, we only really have two criteria to determine the richest zip codes:

  1. The zip code must have a population of at least 500 people.
  2. The margin of error provided by the Census Bureau for the zip code must be less than 50% of the mean household income estimate.

Richest Zip Codes in Kentucky

If you're in a rush and just want to see the top 100 zip codes in Kentucky, here they are, sorted by highest average household income.

The list is long, so you might have to scroll the table to see all of the zip codes. You can click the links in the table to view more demographic statistics about the zip code.

Rank Zip Code County Mean Income
1 40025 Jefferson County $597,315.00
2 40059 Jefferson County, Oldham County $243,953.00
3 40026 Oldham County $185,179.00
4 40023 Jefferson County, Shelby County, Spencer County $176,033.00
5 40513 Fayette County $171,195.00
6 40510 Fayette County $170,383.00
7 40245 Jefferson County, Shelby County $157,305.00
8 41091 Boone County $152,791.00
9 40014 Oldham County $147,914.00
10 40207 Jefferson County $144,750.00
11 41048 Boone County $140,887.00
12 40347 Franklin County, Scott County, Woodford County $139,464.00
13 42122 Allen County, Warren County $138,730.00
14 40056 Oldham County $137,041.00
15 40013 Bullitt County, Nelson County, Spencer County $134,889.00
16 40010 Oldham County $134,167.00
17 41007 Campbell County, Pendleton County $133,968.00
18 42103 Warren County $132,759.00
19 41017 Kenton County $132,234.00
20 40223 Jefferson County $130,317.00
21 41075 Campbell County $128,066.00
22 40241 Jefferson County, Oldham County $127,378.00
23 40502 Fayette County $126,159.00
24 40205 Jefferson County $125,520.00
25 41080 Boone County $121,192.00
26 40222 Jefferson County $119,525.00
27 41001 Campbell County $117,982.00
28 40509 Fayette County $117,653.00
29 40067 Shelby County $116,788.00
30 40515 Clark County, Fayette County, Jessamine County $116,481.00
31 40514 Fayette County $116,334.00
32 41033 Kenton County, Pendleton County $116,143.00
33 40516 Bourbon County, Fayette County $114,846.00
34 42079 Graves County $113,365.00
35 41168 Boyd County, Carter County $112,823.00
36 40068 Henry County, Oldham County, Shelby County $112,468.00
37 40022 Shelby County $110,332.00
38 41043 Bracken County, Pendleton County $109,220.00
39 40162 Hardin County $108,436.00
40 41174 Greenup County, Lewis County $108,278.00
41 40356 Jessamine County $107,408.00
42 41094 Boone County, Kenton County $107,188.00
43 42086 McCracken County $107,188.00
44 41005 Boone County $107,074.00
45 40031 Henry County, Oldham County $106,754.00
46 40071 Bullitt County, Shelby County, Spencer County $106,097.00
47 41051 Kenton County $105,630.00
48 41055 Fleming County, Mason County $105,245.00
49 40178 Breckinridge County $105,206.00
50 40243 Jefferson County $104,800.00
51 42265 Logan County, Todd County $104,233.00
52 40299 Bullitt County, Jefferson County $103,618.00
53 42081 Livingston County $103,099.00
54 42366 Daviess County, Hancock County, Ohio County $102,582.00
55 40206 Jefferson County $101,617.00
56 40242 Jefferson County $101,584.00
57 42452 Henderson County, Webster County $101,344.00
58 40152 Breckinridge County $101,334.00
59 41030 Boone County, Grant County, Kenton County, Pendleton County $100,928.00
60 40291 Jefferson County $100,587.00
61 40217 Jefferson County $100,051.00
62 40047 Bullitt County, Spencer County $99,705.00
63 42031 Hickman County $99,344.00
64 40108 Meade County $98,869.00
65 40324 Bourbon County, Scott County $98,810.00
66 42350 McLean County $98,543.00
67 41076 Campbell County $98,535.00
68 40503 Fayette County $98,410.00
69 40157 Breckinridge County, Meade County $98,253.00
70 40204 Jefferson County $97,965.00
71 41740 Knott County $97,183.00
72 40003 Franklin County, Shelby County $97,124.00
73 42157 Monroe County $96,416.00
74 42376 Daviess County, McLean County, Ohio County $96,319.00
75 42724 Hardin County $96,170.00
76 40511 Bourbon County, Fayette County, Scott County $96,162.00
77 42701 Hardin County $95,887.00
78 42345 Muhlenberg County, Todd County $95,812.00
79 42740 Hardin County $95,779.00
80 40065 Shelby County, Spencer County $95,163.00
81 41256 Johnson County $94,730.00
82 41044 Bracken County, Mason County, Robertson County $94,568.00
83 42001 McCracken County $94,142.00
84 42236 Christian County, Trigg County $93,735.00
85 41011 Kenton County $93,672.00
86 40012 Nelson County $93,639.00
87 40383 Jessamine County, Woodford County $93,573.00
88 40370 Harrison County, Scott County $92,671.00
89 41092 Boone County, Gallatin County $92,375.00
90 40121 Hardin County, Meade County $92,074.00
91 40055 Henry County, Oldham County, Trimble County $91,941.00
92 40228 Jefferson County $91,928.00
93 42104 Simpson County, Warren County $91,861.00
94 40175 Breckinridge County, Hardin County, Meade County $91,586.00
95 42027 Graves County, McCracken County $90,951.00
96 41042 Boone County, Kenton County $90,716.00
97 42406 Henderson County, Webster County $90,391.00
98 40019 Henry County, Shelby County $90,371.00
99 40220 Jefferson County $89,236.00
100 42023 Carlisle County $88,735.00

Demographic Statistics for the 10 Richest Zip Codes in Kentucky

Now that we've seen the top 100 zip codes in Kentucky, let's take a look at some of the demographic statistics for each zip code.

We'll focus on the top 10 richest zip codes in Kentucky to see if there any similarities or differences between them.

Household Income by Age

In the table below, we can compare the household income by age for each of the zip codes.

Zip Code Under 25 25 to 44 45 to 64 65 and Over
40025 $0.00 $250,001.00 $250,001.00 $250,001.00
40059 $0.00 $199,439.00 $197,989.00 $102,759.00
40026 $0.00 $137,445.00 $158,047.00 $102,833.00
40023 $0.00 $142,292.00 $151,411.00 $72,102.00
40513 $52,604.00 $148,365.00 $170,350.00 $81,719.00
40510 $0.00 $170,673.00 $70,568.00 $148,822.00
40245 $42,241.00 $127,465.00 $175,097.00 $79,627.00
41091 $53,929.00 $162,224.00 $136,307.00 $77,000.00
40014 $64,866.00 $120,200.00 $123,783.00 $80,417.00
40207 $48,528.00 $115,718.00 $118,512.00 $70,682.00

Note than any fields showing as $0 are because the data was not available from the latest ACS.

We can see from the data above that the most common age bracket for the richest zip codes in Kentucky is 25 to 44, with 40.00% of the top earners falling into this age bracket.

The list below shows all of the top age brackets for the richest zip codes in Kentucky.

  • 40.00% of the richest zip codes in Kentucky were aged 25 to 44
  • 60.00% of the richest zip codes in Kentucky were aged 45 to 64

Race and Ethnicity

We can also look at the race and ethnicity for the richest zip codes in Kentucky. To do that, we created averages for each race reported for the zip code by the ACS survey.

The chart below shows the most common races living in the richest zip codes in Kentucky:

  • 96.25% Black/African American
  • 84.43% Native
  • 4.80% Other
  • 4.16% Asian
  • 3.16% Hispanic
  • 0.85% White
  • 0.08% Hawaiian/Pacific Islander

This shows that the most common race across the richest zip codes in Kentucky is "Black/African American".

Education Levels

Another interesting demographic to look at would be the education levels of the people living in the richest zip codes in Kentucky.

Just like we did with the race and ethnicity numbers, we can create averages for each of the education levels the Census Bureau tracks for each zip code, by summing them and dividing by the number of zip codes we're comparing.

The chart below shows the most common education level of people living in the richest zip codes in Kentucky:

  • Bachelor's degree
    48.95%
  • Master's degree or higher
    25.53%
  • High school diploma or equivalent
    17.02%
  • Some college or associate's degree
    7.67%
  • Less than high school diploma
    0.83%

The data shows that 74.48% of people living in the richest zip codes in Kentucky have a bachelor's degree or higher.

Conclusion

Hopefully, this article has given you some interesting insights into why the richest zip codes in Kentucky are so wealthy based on the common demographics between them.

In the future, we will try to add more data to this article and pull out more interesting insights from the information.

Link To or Reference This Page

We spent a lot of time downloading, cleaning, merging, and formatting the data that is shown on the site.

If you found the data or information on this page useful in your research, please use the tool below to properly cite or reference Name Census as the source. We appreciate your support!

  • "The 100 Richest Zip Codes in Kentucky for 2024". NameCensus.com. Accessed on May 19, 2024. https://namecensus.com/demographics/kentucky/richest-zip-codes/.

  • "The 100 Richest Zip Codes in Kentucky for 2024". NameCensus.com, https://namecensus.com/demographics/kentucky/richest-zip-codes/. Accessed 19 May, 2024

  • The 100 Richest Zip Codes in Kentucky for 2024. NameCensus.com. Retrieved from https://namecensus.com/demographics/kentucky/richest-zip-codes/.